Real Payments
Lease, finance and cash structures calculated against your live inventory and incentives.
Digital Retailing
A native customer-first eCommerce technology designed to allow shoppers browsing your inventory to instantly design a payment plan tailored to their needs.

Its unique interface creates a transparent shopping process between you and your customers that fosters trust and speeds up the car buying process. Because Apex is native to the Cosmos platform, there is no third-party iframe, no separate login, and no broken hand-off between your VDP and your retailing tool.
Shoppers structure a real payment — lease, finance or cash — with your actual rates and incentives, then submit a deal your team can pick up immediately.
Lease, finance and cash structures calculated against your live inventory and incentives.
Bring trade valuation and credit pre-qualification into the same guided flow.
Structured deals land in your CRM with all shopper selections intact.
Transform your dealership’s online presence with Happy Hao Car’s Apex Digital Retailing, an eCommerce platform that empowers your customers to design personalized payment plans and complete most of the car-buying process online.
Apex bridges the gap between online and off-line shopping by guiding customers through an easy trade valuation process, smart incentive selection, F&I accessory menu, live credit pulls/decisioning and document uploads – saving you time and money while creating a seamless consumer experience for your customers.
There was an 18% rise in users visiting Vehicle Detail Pages (VDPs), indicating heightened customer interest and engagement with the dealership’s online inventory.
The dealership experienced a 113% increase in leads, demonstrating Apex’s effectiveness in converting online engagement into actionable sales opportunities.
These outcomes highlight the transformative impact of Apex Digital Retailing on dealership performance, emphasizing the importance of adopting robust digital tools to meet modern consumer expectations and drive business growth.
